How a New Roof Increases Your Home's Value and Can Lower Your Insurance Too

Financing & Budgeting
Roof Replacement
Created by:
Kyle Rooks

Your roof isn't just protecting what's inside your home. It's also protecting your equity.

When it comes time to sell, or even just get your home appraised, your roof is one of the first things buyers, agents, and insurance companies look at. An old, damaged, or granule-worn roof doesn't just look tired. It costs you real money.

If you're weighing whether a roof replacement is worth it, here's what homeowners across Georgia and Alabama need to know.

An Old Roof Is the First Thing Buyers Negotiate

At Rooks Roofing, we do a lot of work with real estate agents in our area, and it's almost always for the same reason: the home inspection didn't pass or the deal didn't close because of the roof’s condition.

If a buyer pulls up to a house they love but the roof is old, that's the first thing they will bring to the negotiating table. By the time you get to closing, they're going to want a new roof, and that comes straight out of your profit.

A new roof flips that script. Instead of being a red flag at closing, it becomes one of the strongest selling points on the listing.

Not All Roofs Add the Same Value

The type of roof you choose matters just as much as replacing it.

Standing seam metal roofing is considered a lifetime roof, and it can increase your home's insurability and value. Owens Corning Duration shingles, the level three impact-resistant architectural shingle we install, carry weight with insurance companies and buyers alike. Designer color shingles like Onyx Black, Williamsburg Gray, and Peppercorn cost the same as standard shingles with Owens Corning, but they open your home up to a much wider pool of buyers.

A fresh, well-built roof isn't just protection. It's curb appeal that gets a buyer's attention the moment they pull in the driveway.

A Real Example: How a New Roof Cut Insurance Costs by 20%

One of our team members recently replaced the roof on a family member's home, which had a 25-year-old roof with a discontinued shingle style. State Farm covered the replacement, and the results went beyond a new look.

Once the home had a new level three impact-resistant Owens Corning Duration architectural shingle system, the home insurance premium dropped by almost 20 percent, which saved the homeowner even more money over time.

In addition to potential insurance savings, our roofing installations come with a Platinum warranty. That means you get 25 years of manufacturer-backed coverage from Owens Corning, the most established name in the business.

That warranty is also transferable. When you sell your home, you can hand that paperwork right over to the new owners, a benefit they likely weren't expecting, and one that makes your home stand out in the market.

The Bottom Line

A roof is one of the most important components of your home's value. Beyond market value, a new roof can raise your home's appraised value, help you avoid losing leverage at closing, lower your homeowners insurance premium, widen your pool of potential buyers, and come with a transferable, manufacturer-backed warranty.

On average, homeowners see a 60 to 70 percent rate of return on a new roof, and that's before factoring in the insurance savings and smoother home sale that come with it.

Thinking About Putting Your House on the Market?

If you're planning to sell your home anytime soon, or you just want to know what your current roof is doing to your home's value, we're happy to take a look. We take pride in putting the right roof on your house and being the right roofer for the job.

Give us a call at 678-249-7549, or reach out at www.rooksroofing.com, and we'll get you taken care of.

Tags:
Certified Roofers
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